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CHOOSING A BANK THAT'S RIGHT FOR YOU
It is important to select the right bank. Do NOT choose any bank-be fussy!
There are two main objectives to seek when searching for a new bank. 1.)
Find a bank that is agressively seeking new business. 2.) Choose one with
which you can develop a personal relationship.
To select a bank that is agressive, simply watch for extended ad-vertising
campaigns. They are very costly, and must bring in new business in order
to be continued.
Look also for smaller banks, ones with just a few offices. They tend to be
more agressive, more lenient on qualifications, much friendlier and more
personalized in the service they offer. They are forced by nature of their
competition to be more flexible.
With the small, independent bank, you will get friendly service, and often
will be called by name. The tellers remember you and do not need to request
your identification every time you want to cash a check. Small banks do not
have a large loan committee that spends lots of time shuffling papers.
They may however, stall your loan ap-plication for a day or so in order not
to appear too anxious! Its a minor issue...and not one to be overly
Big banks seem to have forgotten that the customer is number one. You will
be far more pleased with your small bank and your personalized service when
it comes to getting loans and other services for your own business.